At Fynlo (managed by makylegacy.com), we value your privacy and are committed to protecting your personal data. This Privacy Policy describes how we collect, use, and share information in connection with our financial services.

1. Information We Collect

We collect information to provide better services to all our users. This includes:

Personal Information: Name, email address, phone number, and government-issued ID (for KYC).
Financial Information: Bank account details, transaction history, and payment card information (processed securely via PCI-DSS standards).
Technical Data: IP address, browser type, device identifiers, and usage data collected via cookies and logs.

2. How We Use Information

We use the information we collect for the following purposes:

To process your payments and fund transfers.
To verify your identity and prevent fraud (KYC/AML compliance).
To send you technical notices, updates, and support messages.
To improve our API and user interface based on usage patterns.

3. Data Security

We implement bank-grade security measures including AES-256 encryption at rest and TLS 1.3 in transit. We regularly undergo security audits and penetration testing to ensure your data is safe.

However, no method of transmission over the Internet is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

4. Sharing of Information

We do not sell your personal data. We may share your information with:

Banking Partners: To facilitate money movement (e.g., Flutterwave, Stripe).
Service Providers: For hosting, analytics, and customer support.
Legal Authorities: If required by law or to protect our rights.

5. Contact Us

If you have any questions about this Privacy Policy, please contact us at: privacy@makylegacy.com.