The CompleteFinancial Infrastructurefor Your Business
Accept payments, send money globally, manage settlements, and automate your entire financial operations — all from a single, powerful platform.
Everything You Need to Move Money
From accepting your first payment to scaling globally, we provide the tools and infrastructure to power your business finances.
Payment Collection
Accept payments via cards, bank transfers, mobile money, USSD, and digital wallets. Support for Visa, Mastercard, Verve, and local payment methods.
- Recurring billing & subscriptions
- Split payments
- Customizable checkout
Global Transfers
Send money to bank accounts and mobile wallets across multiple countries. Competitive FX rates with real-time currency conversion.
- Instant & scheduled payouts
- Bulk disbursements
- Cross-border settlements
Mobile Money
Seamlessly integrate with all major mobile money providers across Africa. M-Pesa, MTN MoMo, Airtel Money, and more.
- Collection & disbursement
- Real-time notifications
- Auto-reconciliation
Virtual Accounts
Generate unique bank account numbers for each customer. Perfect for marketplaces, lending platforms, and B2B collections.
- Instant account creation
- Automatic matching
- Multi-currency support
Refunds & Disputes
Handle refunds and chargebacks with ease. Our dispute management system helps protect your revenue.
- One-click refunds
- Chargeback alerts
- Evidence submission
Analytics & Insights
Real-time dashboards and detailed reports to understand your payment flows, customer behavior, and business performance.
- Revenue tracking
- Settlement reports
- Custom exports
Get Started in Minutes
Our developer-first approach means you can integrate payments faster than ever before.
Create Account
Sign up in 60 seconds. No credit card required to start.
Get API Keys
Access your sandbox and live credentials from the dashboard.
Integrate
Use our SDKs, plugins, or direct API to connect your platform.
Go Live
Complete verification and start accepting real payments.
Built for Every Business
Whether you're a solo founder or an enterprise, Fynlo scales with your needs.
E-Commerce & Retail
Accept payments on your online store with our customizable checkout. Support for one-click purchases, saved cards, and local payment methods.
Fintech & Lending
Power loan disbursements, collect repayments, and manage complex financial flows with virtual accounts and automated reconciliation.
Gig Economy & Payroll
Pay contractors, drivers, and remote workers instantly. Schedule bulk payouts to thousands of recipients in a single API call.
SaaS & Platforms
Monetize your platform with recurring billing, usage-based pricing, and multi-party payments. Perfect for B2B software.
Security You Can Trust
Your money and data are protected by the same security standards used by leading global banks. We're obsessed with keeping you safe.
PCI-DSS Level 1
Highest level of payment security certification.
End-to-End Encryption
All data encrypted in transit and at rest.
Fraud Detection
AI-powered monitoring to detect and prevent fraud.
// Initialize payment const payment = await fynlo.charges.create({ amount: 5000, currency: "NGN", customer: { email: "user@email.com" }, callback_url: "https://yoursite.com/confirm" }); // Redirect to hosted checkout window.location.href = payment.data.checkout_url;
Developer-First API
Clean, RESTful APIs with comprehensive documentation, SDKs for every major language, and a sandbox environment that mirrors production.
Support When You Need It
Our team is here to help you succeed, from integration to scale.
24/7 Support
Round-the-clock assistance via chat, email, and phone.
Dedicated Manager
Enterprise customers get a dedicated success manager.
Fast Response
Quick response times for all technical queries.
Ready to Transform Your Payments?
Join businesses using Fynlo to power their financial operations. Start today with our free sandbox.